7 low credit history mortgage loans (beginning at 500 FICO)

7 low credit history mortgage loans (beginning at 500 FICO)

What’s the minimal credit history for a mortgage?

Purchasers in many cases are amazed during the number of low credit history mortgage loans today that is available.

Many lenders will issue government-backed FHA loans and VA loans beginning at a 580 credit rating. Some also begin as little as 500-579 (though these loan providers are harder to get).

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